Digital Bytes by Team Blockchain Radio; Powered By Cyber.FMTechnology

Each week on the Digital Bytes Show, James Tylee, founder Cyber.FM in the USA, talks to Jonny Fry from TeamBlockchain reviewing the latest Digital Bytes. They explore how, where and why Blockchain technology and/or Digital Assets are being used in various industries and jurisdictions globally. Cyber.FM Radio, a product of Distributed Ledger Performance Rights Organization (DLPRO LLC), was established in 2008 and has 4.6 million listeners across 140 countries.


Digital Bytes by Team Blockchain Radio; Powered By Cyber.FM

Dec 24th: The Paradox of Digital Property: Why Legal Recognition Doesn't Guarantee Liquidity with Jonathan Bloom, Author of BLINDSPOTS

Wed, 24 Dec 2025

When a seasoned lawyer loses his own business despite two decades of advising on major international transactions, something profound shifts. This episode features a former Legal Partner turned Entrepreneur who discovered that sophisticated founders face predictable blind spots—patterns that destroy innovative ventures regardless of legal counsel.

The conversation begins with his book "Blind Spots" but quickly moves into fascinating territory: the paradox of digital property recognition. While the UK's Genius Act now legally classifies tokens as property, this creates as many problems as it solves. (Property brings obligations like seizure, yet lacks the financing mechanisms traditional assets enjoy.) Banks won't lend against digital collateral without consistent valuation standards and insurance products—the infrastructure simply doesn't exist yet.

Drawing from 25 years of advisory experience, the guest outlines five structural vulnerabilities that compound dangerously during market crises: vision without protection, wrong metrics, crisis unpreparedness, partner evolution, and cash flow pressure. His forthcoming book launching February 11th offers practical frameworks like graduated trust and the 30% dependency threshold—tools to protect before problems emerge.

How can founders innovate boldly while remaining protected from institutional forces beyond their control?

Ready to discover the blind spots threatening your venture? This conversation combines hard-won wisdom with immediately applicable frameworks that could save your business.


Dec 17th: 330 Years of Tokenised Property as Legal Tender: From 1696's National Land Bank Gamble to Bockchain's Revolution ft: David Parsons, TPX Property Exchanges

Sun, 21 Dec 2025

In 1696, England attempted the world’s first tokenised property system, turning land into state-mandated legal-tender bills to rescue a collapsing monetary system. The National Land Bank failed, but its blueprint echoes today’s blockchain revolution. As the UK pushes toward a projected $4trillion tokenised real-estate market, the same questions return: can fractionalised property create liquidity without eroding trust? Three centuries on and the lesson endures - tokenisation transforms value, but sovereignty and confidence decide its fate.

To read the full article click here


00:00:00 - 330 Years of Tokenized Property History

00:01:49 - Private Banks and Political Currency Control

00:02:50 - War Debt Drives Monetary Innovation

00:04:03 - England's First Legal Paper Money System

00:05:54 - Newton's Mint Reforms and Historical Currency Parallels

00:07:49 - Colonial Tokenized Property Money History

00:09:12 - Asset-Based Money and Property Rights

00:10:49 - Counterfeiting Charges and Informant Deals

00:12:16 - Counterfeiting, Digital Money, and Shadow Economy

00:14:32 - Australia's Counterfeiting Criminal History


Dec 10th: Driving Public Blockchain Integration in Banking with Lewis McLellan, Digital Monetary Institute Editor, OMFIF

Thu, 18 Dec 2025

Public blockchains are moving from experimental rails to components of regulated financial infrastructure, but adoption remains constrained by legacy policy frameworks. Institutional tokenisation is gaining traction (Franklin Templeton, Apollo and others now issue blockchain-native funds) as forecasts suggest up to $5tn of tokenised assets by 2030. Yet regulatory models still draw rigid lines between “public” and “permissioned” networks, a taxonomy increasingly irrelevant as hybrid architectures emerge. The next phase demands interoperability standards, legal settlement finality and risk-based regulation, not architecture-based restrictions.


Dec 3rd: Why Automation, and Not Liquidity, Will Decide Tokenisation’s Future with Philipp Pieper, co-founder of Swarm Markets

Thu, 11 Dec 2025

Tokenisation has long been judged through the DeFi lens of total value locked (TVL) but for real-world assets, equities, gold, treasuries (already supported by deep liquidity) TVL is a false signal. The real innovation is automation: the ability for on-chain smart contracts to execute real-world trades, route them through regulated brokers, confirm custody and mint legally enforceable tokens in seconds. These emerging hybrid models shift tokenisation from synthetic representations to programmable, compliant ownership. As AI agents begin autonomously managing portfolios, the winners will not be those with the idlest capital, but those with the most seamless interoperability between TradFi systems and 24/7 digital markets.

To read the full article click here


Nov 26th: Insured Reality: How Blockchain and Insurance Will Redefine Property Ownership with Reid A. Winthrop, Managing Partner, Winthrop Law Group, PC

Tue, 02 Dec 2025

Reid Winthrop returns to explain how insurance isn't just a safety net—it's the key to unlocking blockchain's real estate revolution. Did you know that insurance has been foundational to modern finance since 1710, when Sun Fire Office property owners displayed plaques to receive fire brigade protection? (That's over 300 years of financial infrastructure we're talking about.)

Here's the fascinating part: insurance historically enabled mass homeownership by protecting individuals from catastrophic property loss, and now it's positioned to do the same thing for tokenized real estate. Reid breaks down parametric policies—automated insurance contracts executed on blockchain using smart contracts—ranging from simple token recording to sophisticated implementations like satellite monitoring. In one example, a Red Cross volcano insurance program automatically triggers payouts based on wind direction affecting crop damage.

The conversation touches on California's current crisis where over ten percent of homeowners lack insurance following devastating fires. Unlike REITs, which offer only limited entitlements, tokenized properties provide actual property rights enforceable by law, allowing homeowners to fractionalize their property and unlock value without taking on debt.

Ready to understand how insurance will make blockchain real estate accessible to everyone? 

Tune in now.


00:00:00 - Blockchain and Insurance Redefine Property Ownership

00:01:50 - How Insurance Enabled Mass Homeownership

00:04:52 - Early Fire Insurance and Lender Requirements

00:06:20 - California Insurance Crisis and Blockchain Solutions

00:08:04 - Parametric Policies and Smart Contract Insurance

00:10:53 - Parametric Insurance Automation and Asset Protection

00:13:32 - Insurance as the Key to Property Tokenization

00:15:55 - Tokenizing Property Deeds and Mortgages

00:17:45 - Tokenizing Property Without Mortgages

00:19:40 - Tokenizing Home Equity and Property Rights

00:20:54 - Insurance Enabling Tokenized Asset Adoption


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